Terms of Service

By accessing and using FinanceSpots ("the Site"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

FinanceSpots provides free online financial calculators and tools for educational and informational purposes only. A paid PRO plan is planned for the future but is not currently for sale. The site is supported by advertising.

IMPORTANT DISCLAIMER: All calculators, tools, and content on FinanceSpots are for educational and informational purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice. Always consult a qualified financial professional before making financial decisions. We are not responsible for any financial decisions made based on information from this site.

No paid plan is currently available, and you cannot make a purchase on this site. If a paid plan is introduced in the future, its price, billing, cancellation and refund terms will be published on this page before any purchase is possible.

• You must provide accurate information when creating an account
• You are responsible for maintaining the security of your account
• You must not share your account credentials
• We reserve the right to terminate accounts that violate these terms

You agree not to:
• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the site
• Scrape, copy, or redistribute our content without permission
• Use automated tools to access the site at scale
• Reverse engineer or copy our calculators

All content on FinanceSpots, including calculators, tools, text, graphics, and code, is the property of FinanceSpots and is protected by copyright law. You may not reproduce, distribute, or create derivative works without written permission.

FinanceSpots displays advertisements through Google AdSense. We are not responsible for the content of third-party advertisements. Clicking on ads may take you to third-party websites governed by their own terms.

FinanceSpots and its owner shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or any financial decisions made based on information obtained from the site. The site is provided "as is" without warranties of any kind.

While we strive for accuracy, our calculators are for estimation purposes only. Results may vary from actual financial outcomes due to changing rates, taxes, fees, and other factors. Always verify calculations with a qualified professional.

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated date. Continued use of the site constitutes acceptance of the revised terms.

These Terms shall be governed by applicable law. Any disputes shall be resolved through binding arbitration or in courts of competent jurisdiction.

For questions about these Terms, please contact us via our Contact page.