Privacy Policy

FinanceSpots ("we", "our", or "us") operates the website financespots.com. This Privacy Policy explains how we collect, use, and protect your information when you use our website. By using FinanceSpots, you agree to the collection and use of information in accordance with this policy.

Information you provide:
• Account registration: name and email address
• Contact form submissions: name, email, and message
• Newsletter subscriptions: email address

Automatically collected information:
• Log data: IP address, browser type, pages visited, time and date of visit
• Cookies and similar tracking technologies (see Cookie Policy below)

• To provide and maintain our services
• To send you newsletters you have subscribed to
• To respond to your inquiries and support requests
• To analyze usage and improve our website
• To display relevant advertisements via Google AdSense
• To comply with legal obligations

We use cookies to enhance your experience. Google AdSense, our advertising partner, uses cookies to serve ads based on your prior visits to our website and other sites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site.

You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out via the Network Advertising Initiative opt-out page.

For more information about how Google uses your data, visit Google Privacy & Terms.

All calculations performed on FinanceSpots run entirely in your browser. We do not collect, store, transmit, or share any financial data you enter into our calculators. Your financial information never leaves your device.

FinanceSpots shows ads served by Google. Google and its partners may use cookies and similar technologies to show ads based on your visits to this and other websites, and, where the law requires, only with your consent. You can manage personalized advertising in Google Ads Settings, opt out of many third-party ad networks at aboutads.info, and, if you are in Europe or the UK, at youronlinechoices.com. You can also block or delete cookies in your browser settings. Declining cookies on our banner does not stop you from using any calculator. Learn how Google uses information from sites that use its services at policies.google.com/technologies/partner-sites.

The AI dashboard includes an optional chat assistant. Text you type into that chat is sent to an AI service provider (Anthropic) so it can generate a reply, and is subject to that provider's own terms. Do not enter names, account numbers or other personal identifiers. The calculators themselves do not send your inputs anywhere.

We use the following third-party services that may collect information:
• Google AdSense -- advertising (see above)
• Google Analytics -- website analytics
• Stripe -- payment processing for PRO subscriptions (we do not store card details)
Each third-party service has its own privacy policy governing its use of your information.

We retain your personal data only for as long as necessary. Account information is retained while your account is active. You may request deletion of your account and associated data at any time by contacting us.

You have the right to:
• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Opt out of marketing communications at any time
• Lodge a complaint with your local data protection authority

FinanceSpots is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child, please contact us immediately.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the site after changes constitutes acceptance of the new policy.

If you have questions about this Privacy Policy or how we handle your data, please contact us via our Contact page.